Manufactured Loan Programs Overview Of Our Top Rated National® Manufactured Home Lender In All 50 States.

  • YES, We Finance Single Wide, Double Wide, Triple Wide, & Modular Homes.

  • **NO, We Do NOT Finance Any Properties In A Mobile Home Park Or On Leased Land


The Best FHA, VA, & USDA Manufactured Home Loan Programs In All 50 States.

Build, Buy, Refi or Renovate... We Have You Covered,

Even When The Largest Of Lenders Fall Short!

Each day we’re contacted by clients who have come within days of their closing date with appraisal in hand, only to find out their lender can’t close it because it's a manufactured home.

Funny thing is, you most likely mentioned it to this lender and they said yes anyway, not knowing it definitely isn't going to happen with them.

Imagine going through the process only to be let down, it's time consuming, painful, and many times it stops clients from creating the better loan they wanted to get in the first place, or stops them from buying all together.

Don't let an inexperienced situation find you in this predicament. It's not a fun position to be put in, yet it happens every day, luckily we solve these type of problems daily. 

So while you review these programs below, and on our site, don't think they are just words to get your information so we can sell it.

We promise to never spam or sell your information, that's not our business model, unlike many other companies that are not direct lenders advertising in the space of manufactured homes. 

Our site is designed to get you speaking to the right professionals who are relentless in your pursuit the best manufactured home loan. 

And if you don't want to scroll further to review some of the program details, and you think you heard enough, well just click that button below!

Up To 100% One Time Close Construction (OTC), Purchase, Rehab (203k), Cash-Out, Debt Consolidation, & Rate-Term Only Streamline Refi Loans For Single Wide, Double Wide, Triple Wide Manufactured & Modular Homes!

Have We Left Anything Out?

For over 50 years combined, we’ve become the go to experts in manufactured home loans on fixed foundations. Wether in rural or urban locations, is a Top Rated National® Lender serving clients in all 50 states.

Manufactured, Mobile, And Modular Home Loans is where we thrive, by combining our personal in house underwriting team, and the best of government backed loan programs, we work to offer some of the lowest rates to this segment of the housing market!

Learn The Top 7 Benefits To Getting The Best Manufactured Home Loan!!!

  1. We finance up to 100%, true no money down, zero out of pocket cost, for USDA & VA Loans, 96.5% On FHA Construction & Purchase, as well as many other cash out programs between 85-100% of your home’s value. We also have our own underwriting team, able to grant exceptions based upon the overall structure of your deal in certain cases. We don't look to turn down loans only taking the highest of credit clients.

  2. True, One-Time Close Construction Loans, VA Construction Loans, USDA Construction Loans, and FHA Construction Loans, Starting at 96.5% and going up to 100% of the purchase price of your Home AND Land!!! Just one loan instead of 3 loans saves you time, money, and payments while in construction. It far exceeds anything you have thought of before when buying your new home!

  3. We have rehab and home updating loan programs for clients already sitting at 100% of their homes value, or over the lendable limit by most banks. Imagine finding money where there once was no option to accomplish some of the updating on your home.

  4. No monthly private mortgage insurance on VA Programs, Reduced MI on USDA Programs, and varied MI on FHA programs.

  5. Qualifying Loan Types are; new construction, one-time close construction, new home purchase, true cash out, debt consolidation, rate-and-term refinance, FHA streamline, Rehab Loans, and VA IRRL refinance.

  6. Financing down to *600 credit scores on VA Programs, USDA & FHA, some cases like streamline refinances can qualify with NO score!

  7. Possible to skip up to 2 mortgage payments OR MORE when we time the closing right on cash out, debt consolidation, VA IRRRL and streamline refinance programs. Other programs like the One-Time Close Program may have NO payment for 3-9 months during the construction phase. Imagine what you could save when it comes to upgrades and interior furnishings you may need for your family.

We'd like to think the options are endless, and we know you may have been turned down before, so let’s check your eligibility. We wish to speak about your needs, as there is always a path we can explore and a plan to obtain the home of your dreams. 

*Manufactured home must be on a permanent foundation system and on land that you currently own or will own at the close of the loan.

The Best VA Manufactured Home Loan Programs On The Market. Serving Active, Retired, Disabled, Spouses, & Widows Of Military Veterans.

We're Serious When It Comes To Helping Our Veteran Manufactured Home Owners, They're Often Tossed Aside Just Because Of Their Property Type. NOT Here, NO WAY!

Our mission is to help you understand the right loan options that make the most sense and impact for your financial goals.

It's not just about getting you in and out, it's about making sure the loan we do won't put you in a bad financial position, and it's the loan that makes the most sense for you and your family.

When you work with our bank, we assign a Sr. VA Banker that will never leave your side, pass you off to assistants or make excuses. We believe in providing a direct relationship that keeps you informed, clear and confident from start to finish.

Whether you’re looking to build or purchase your first new home, upgrade your existing home for a growing family, or require cash out VA loans for your manufactured home, we have you covered.

We'll answer any and all questions to meet your needs, so don’t hesitate to contact us to right away. 

100% Purchase Loans & One-Time Close Construction Loans, Zero Down, NO PMI, Condo, Single Family, & Manufactured Homes

The Veterans Administration Loans are the absolute strongest purchase programs available to our United States Veterans. If you’ve thought of buying a home instead of renting, you should be taking advantage of these markets conditions. Private citizens cannot get programs or financing as strong as this, that in the majority of U.S. Markets, owning is cheaper than renting.

We specialize in Zero Down, 100% Financing for condos, single-family, and manufactured homes on fixed foundations. There is NO monthly mortgage insurance, and we escrow taxes and insurance into one low payment. Our process is painless and simple; We get you pre-approved, send you a pre-qualified letter and then let you shop until you find that perfect home.

Working with your current realtor, or helping you locate a realtor comes with the territory, and we want to go the distance helping you however we can. Owning your own home has never been more obtainable than right now.

We’re experts at helping borrowers with credit scores down to 600, and other out-of-the-box scenarios. We additionally offer VA Jumbo Loans which require much smaller down payments than other non-VA jumbo loan programs.

How about BUILDING your own property, purchasing the land, construction costs, and structuring a deal that could even work out to be ZERO out of pocket. Our One Time Close Construction Loan (OTC Loan) is available on all VA, FHA, & USDA programs, but the VA Construction Loan offers NO Mortgage Insurance, No Down Payment, and flexibility to finance in closing costs. It is literally the best program on the market for loans under $700,000.00, taking 3 separate loan closings down to one. Learn more about the one time close construction loan now.

For over 50 combined years we've specialized in FHA, USDA & VA manufactured and modular home loans on fixed foundations in urban & rural locations.

When shopping for a VA Manufactured Home Loan to purchase, pull cash-out of, or streamline refinance, not every lender can meet your request. This is why many lenders refer us clients on a weekly basis they cannot help.

As the largest VA Manufactured Home Lender, lending in all 50 states, we can finance up to 100% no money down, no mortgage insurance, new build construction, purchases, cash out, and rate-and-term refinance down to a 530 score. 

*Some instances like Streamline refinances can qualify with no score. These are just some areas that make us the strongest and most confident choice when selecting a manufactured home lender.

The VA allows up to 100% to consolidate high-interest credit cards, installment loans, or you can simply take the cash out for whatever purpose you see fit. Veterans can save hundreds of dollars a month by smartly consolidating debt against their homes’ equity. We truly want to speak to you about your needs, as there is always a path we can explore and a plan to put in place to help you create the home of your dreams. 

*Manufactured Home must be on a permanent foundation system and must be on land that you own or will own, not in a mobile home park.

100% FHA Streamline Refinance, VA Interest Rate Reduction Refinance Loans (*The VA IRRRL), The USDA Streamline Assist, We Have Them All, And You Could Qualify Now!

The VA Streamline Refinance, VA Interest Rate Reduction Refinance Loan (VA IRRRL or VA IRRL), being offered by the Veterans Administration is the easiest, quickest and most effective loan a Veteran can participate in. 

Followed up with the USDA Streamline Assist Refi, and the FHA Streamline Refi, all programs allow for much more limited documentation and a reduction in interest rates that far exceed your normal purchase or cash out refinance process.

No Cash-Out is allowed, however, it is designed to lower your rate or adjust your term in a fraction of the time. In some instances reducing your rate by .500% or more, you can save tens of thousands of dollars in interest over the life of your loan.

There are multiple benefits to this program, yet not all lenders can participate. We specialize in streamline refinance programs which can close in as little as 2 weeks with no re-certification of eligibility or appraisal. How fast do you want to lower that rate?

A Few Features of the Streamline Programs.

  • Skip 2 payments and get your current escrow back

  • No appraisal or income verification and very little paperwork

  • NO credit or bad credit? No problem as long as you have had no 30-day late pays on your current VA loan in the last 12 months.

  • If the streamline refinance doesn't work out, or you really need some cash for updates, contact us about our 203K loans for VA & FHA property. This may be an option for those looking to Rehab or Update their property and want to access additional capital over the current value of their home.

When you review refinancing programs, the streamline refi happens to be one of the best and more conservative loan options chosen by clients. They don't want cash out, they want to close quick without the hassle, they demand a better rate, and this hits all the right points.

So what are you waiting for?

Or if you prefer, just call us to speak directly to our Top Rated National® Mortgage Lender.

We’ll give you the most accurate information for your Manufactured Home Loans, provide most current loan rates available to pre-qualify you instantly and certainly answer any questions you may have now, and after your loan closes!


5 Star Manufactured Lender Reviews That WOW!

Manufactured Nationwide is a Top Rated National® 5 Star Rated Manufactured Home Lender In All 50 States.

Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a VA Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this VA Loan completed. And I had many doubts along the way, because I'd seen so many VA Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction.

~Tom K. Realtor


So Many Manufactured Loan Programs, So... How Much Do You Qualify For?

Your Less Than 60 Seconds Away From The Answers!

We have over 50 years experience helping manufactured homeowners just like you get the best low rate, fixed-mortgage possible. We promise to never spam you, sell your information, bombard you with robo-calls, or provide anything but a clear, transparent conversation, from start to close! It all begins here, start now!



We're Dedicated To Helping You Get The Loan Program You Desire.

Manufactured Nationwide is part of a group of hard working bankers, who roll up their sleeves, to deliver amazing solutions!! With programs available to those turned down by other banks, or in need a focused banker ready to listen and fight for your loan, we stand at the ready!