Lower Your Interest Rate And Adjust Your Loan Term, No Score, No Appraisal, Serving Veterans In All 50 States!
The VA Streamline Refinance offered by the Veterans Administration is the relatively straightforward, quick-to-close, and most effective loan a Veteran can participate in.
Why?
Because the VA wants you to improve your financial situation wherever possible, not taking cash out or consolidating debt means NO appraisal and NO income documentation required. They want you to meet a tangible benefit scenario, meaning you have to improve your situation on your loan by an interest rate reduction or payment reduction threshold.
You must meet a minimum savings amount calculated uniquely for your transaction; our bankers will review this with you when you’re ready.
The streamline refi, also known as a VA IRRL or VA IRRRL, stands for “VA Interest Rate Reduction Refinance Loan.” This long acronym indicates you would not be taking cash out of your property and strictly going for a rate reduction. And while this loan doesn’t offer any cash-out, you may be eligible for up to *$50,000.00 additional funds before or after closing that is separate from this loan. The VA does offer up to 100% Cash-Out loans if you are looking for those instead.
If you're strictly seeking a low rate and none of the cash, then improving your position is a must for the approval for a Manufactured Home VA IRRRL.
This can be done by moving from an Adjustable Loan with a higher risk to a fixed term or by reducing from a 30-year to a 15-year. Reducing your interest rate means reducing your monthly payment and improving your position; these benefits are reasons you want to take action as soon as possible.
The Top 7 Benefits to a VA IRRRL Streamline Refinance From Manufactured Nationwide.
We close in all 50 states and sign the documents where you need them, often in 30 days or less.
Get your current escrow back
NO appraisal inside or outside the property is required in most cases.
NO Income Verification or documentation in most cases.
NO Mortgage Insurance
Very little paperwork is involved; these close FAST.
Qualified borrowers can access up to *$50,000 extra in unsecured consumer loan financing when paired with any of our home loan programs.
What Separates Manufactured Nationwide Streamline Refinance Loans From Other Lenders?
We’ve been closing these loans as a team for over 25 years, even when many lenders won’t touch the manufactured property type. Our Top-Rated® banking specialists at Manufactured Nationwide love to serve Veterans across all 50 states who choose a Manufactured, Mobile, or Modular home as their primary residence.
We offer competitive rates many can’t touch and provide transparent conversations designed to educate, inform, and create confidence that you are working with the right team. We love manufactured and modular homes, and we certainly love the clients who trust us to see it through to close.
As a direct banker, we underwrite and fund all loans in-house, which many larger brand lenders can't do at 100%. While they will send your loan out of their bank by brokering, we don’t have to. This is why some of the largest VA Lenders across the country refer clients to us every month; our goal is to help you and work as hard as possible to get you the loan and rate you know you deserve.
A Top Rated® Manufactured Mortgage Team With You From Start To Finish.
The Manufactured VA IRRRL Streamline Refinance is meant to be a smooth process, not an assembly line system where you are passed off to many assistants. We believe in keeping you with the first banker and manufactured team through the process.
When we say we want to fight for your home as you fought for ours, we mean it, and it is evident in our reviews from amazing clients like you. This is why we offer every veteran on every program great low rates with no-point options and discuss every aspect with complete transparency.
If you are ready to start your Interest Rate Reduction Refinance Loan today, check your eligibility or call us to speak directly. We’re eager to help you with your loan, and thank you for your service to our country!
*We do not offer loans for any property placed on rented land, in mobile home parks, or on family land. We do not offer to finance any property not permanently fixed to land before closing unless under our new build/construction programs for newly manufactured home models. *We do not offer new Dealer Manufactured Home Loans in New York. Modular and Site Built land and home construction is allowed in all 50 states.
5 Star Manufactured Lender Reviews That WOW!
Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a VA Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this VA Loan completed. And I had many doubts along the way, because I'd seen so many VA Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction.
~Tom K. Realtor
The Easiest Loan To Qualify For… The VA IRRRL Manufactured Streamline Refi.
We Work Hard To Obtain The Cash Out You Need For Your Dream Home! We have over 100 years of combined experience helping people just like you get competitive, low, fixed-rate mortgage options for your manufactured or modular home. We promise never to spam you, sell your information, bombard you with robocalls, or provide anything but a clear, transparent conversation from start to close! It all begins here; start now!
TOUGH MANUFACTURED VA STREAMLINE HOME LOANS DON'T SCARE US!
We Are Dedicated To Helping You Achieve The Loan You Desire.
Manufactured Nationwide is proud to present hard-working bankers who roll up their sleeves to deliver outstanding solutions. With programs available to those turned down by other banks or needing a focused banker ready to listen and fight for your loan. We stand at the ready, bringing over 100 years of mortgage industry knowledge to achieve your goals. From double to triple-wide, from Barndominium to SIP Panel Construction, you can build, buy, refi, or renovate with Manufactured Nationwide's custom-tailored loans.