Replace Up To 3 Loans & Get Up To *100% Financing With True No Money Down Programs Available.
Completely Build Your Manufactured Home & Purchase Land With Just 1 Loan!
The buyer may own their own land, or have their current land loan paid off and rolled in to the loan, or purchased in our closing. Additionally, we fund through the construction phase, and the end loan financing. All in one loan, with one round of closing costs.
On traditional construction loans you would be required to get a loan for the land where land lenders mostly require up to 20% down.
Then you would need to get a construction loan, where as most lenders also require 20% down. That is 2 loans, then, after the construction is complete, you would need to do a final loan to pay off the construction loan and consolidate your land loan.
That is 3 loans, with 20% down, and closing costs spread out over 3 loans. This is why most people shy away from purchasing and building the home of their dreams.
Do you have the time and patience for that?
"The Only One-Time Close Construction Loan You"ll Ever Need"
Providing One-Time Close Construction Loans For The Following Properties.
- MANUFACTURED HOMES -Brand New Double-Wide & Triple-Wide Manufactured Homes Eligible Up To 100% On VA & USDA, & Up to 96.5% FHA. Large tracts of land or acreage, no problem, we have you covered!
- MODULAR HOMES - Viewed the same as Site Built Homes, Eligible on All FHA, VA, & USDA Loan Programs. Modular Homes & Land Loans are quickly becoming the more popular choice of newly built homes. Being developed in enclosed, environmentally controlled conditions, means a strong constructed home is within your reach. Choose all the options, finishes, and the perfect spot of land, and we'll work hard to do the rest!
- SITE BUILT HOMES - Up To 100% For Veterans on All VA Programs, Up To 100% USDA Eligible Locations, & Up To 96.5% FHA Purchase. Add on the ability to include seller, and builder concessions, you can truly build the home of your dreams for the same as buying a home already built.
Manufactured & Modular One-Time Close Program Highlights
- Max LTV 96.5% through FHA or 100% LTV through USDA or VA (not including the funding fee).
- No payments due from borrower during construction phase.
- No re-qualification once construction is complete.
- No second Appraisal costs. All-In-One Financing Saves You Time & Money.
- Land can be used as down payment if owned, or purchased at same time.
- Final Loan is 100% in place before construction begins.
Manufactured & Modular Construction Eligibility Highlights
- Available through FHA, VA, & USDA, in all 50 states.
- 620 minimum qualifying credit score.
- 15 and 30 year fixed rates available.
- 1 Unit Single Family residences, doublewide, triple-wide manufactured homes, & modular homes are all eligible.
- No Self-Help, the Borrower/Buyer can not act as contractor or complete any work on home.
- The Builder / Retailer can offer seller concessions.
5 Star Manufactured Lender Reviews That WOW!
Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a VA Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this VA Loan completed. And I had many doubts along the way, because I'd seen so many VA Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction.
~Tom K. Realtor
How Much One Time Close Construction Funding Do You Qualify For?
We Work Hard To Obtain Your Dream Loan, For Your Dream Home!
We have over 20 years experience helping people just like you get the best low rate, fixed-mortgage possible. We promise to never spam you, sell your information, bombard you with robo-calls, or provide anything but a clear, transparent conversation, from start to close! It all begins here, start now!
ONE-TIME CLOSE CONSTRUCTION LOANS DON'T SCARE US, WE TAKE ON THE TOUGH!
We're Dedicated To Helping You Achieve The Loan You Desire.
Manufactured Nationwide is proud to present hard working bankers who roll up their sleeves to deliver amazing solutions. With programs available to those turned down by other banks, or in need a focused banker ready to listen and fight for your loan. We stand at the ready, bringing 50 years of mortgage industry knowledge to achieve your goals.